In an era marked by rapid financial innovation and global connectivity, the threat of money laundering and terrorism financing continues to evolve, posing significant risks to economic stability, institutional integrity, and regulatory compliance. As financial crime becomes more sophisticated, regulators are raising the bar for compliance standards across banking, fintech, insurance, and other sectors. The Anti-Money Laundering: A Risk-Based Approach training by Pideya Learning Academy is designed to equip professionals with deep expertise in identifying, mitigating, and managing money laundering risks in a dynamic regulatory environment.
According to the United Nations Office on Drugs and Crime (UNODC), money laundering accounts for an estimated 2–5% of global GDP annually—equating to roughly USD 800 billion to USD 2 trillion in illicit flows. The Financial Action Task Force (FATF) and similar international watchdogs have intensified efforts to enforce compliance through stringent AML and Counter-Terrorism Financing (CTF) frameworks. As a result, organizations are under growing pressure to build risk-based programs that can withstand scrutiny from regulators, investors, and the public.
This comprehensive training by Pideya Learning Academy provides professionals with the critical skills to assess AML risks, design effective controls, and embed a culture of compliance across organizational functions. It introduces global regulatory expectations, such as FATF recommendations, EU directives, and national legal requirements, while integrating industry-relevant scenarios that sharpen compliance judgment. The course also emphasizes how non-compliance can result in severe financial penalties, operational disruptions, and reputational damage.
Participants will develop practical competencies in Customer Due Diligence (CDD), Know Your Customer (KYC), Enhanced Due Diligence (EDD), and politically exposed person (PEP) identification, along with sanctions screening and transaction monitoring techniques. Additionally, the training addresses the unique AML risks posed by fintech platforms, virtual assets, offshore accounts, and shell entities—sectors that are increasingly exploited by sophisticated financial criminals.
As part of the program, the following key highlights are covered:
In-depth understanding of international AML/CTF frameworks and their impact on day-to-day compliance operations
Implementation of KYC, CDD, and EDD procedures to prevent customer-related financial crime
Detection of red flag indicators and suspicious activity across various transaction channels
Clarification of the MLRO’s role, reporting obligations, and regulatory interface
Evaluation of AML vulnerabilities in emerging technologies, digital banking, and offshore jurisdictions
Analysis of major regulatory enforcement cases to extract lessons for internal policy strengthening
Strengthening skills in sanctions compliance, PEP screening, and customer risk scoring
The Anti-Money Laundering: A Risk-Based Approach course also provides a comprehensive review of how internal audit functions, risk management teams, and compliance officers can collaborate to maintain a vigilant, risk-aware culture. Emphasis is placed on building adaptive strategies that allow institutions to proactively address evolving threats while meeting the expectations of local and cross-border regulators.
By integrating global best practices with contextualized learning scenarios, Pideya Learning Academy ensures that each participant completes the course with a confident understanding of how to lead, improve, and sustain a compliant AML framework. Whether working in a financial institution, fintech startup, consultancy, or regulatory body, attendees will leave with actionable knowledge that can be immediately applied to strengthen internal compliance and protect institutional credibility.

Key Takeaways:

• In-depth understanding of international AML/CTF frameworks and their impact on day-to-day compliance operations
• Implementation of KYC, CDD, and EDD procedures to prevent customer-related financial crime
• Detection of red flag indicators and suspicious activity across various transaction channels
• Clarification of the MLRO’s role, reporting obligations, and regulatory interface
• Evaluation of AML vulnerabilities in emerging technologies, digital banking, and offshore jurisdictions
• Analysis of major regulatory enforcement cases to extract lessons for internal policy strengthening
• Strengthening skills in sanctions compliance, PEP screening, and customer risk scoring

• In-depth understanding of international AML/CTF frameworks and their impact on day-to-day compliance operations
• Implementation of KYC, CDD, and EDD procedures to prevent customer-related financial crime
• Detection of red flag indicators and suspicious activity across various transaction channels
• Clarification of the MLRO’s role, reporting obligations, and regulatory interface
• Evaluation of AML vulnerabilities in emerging technologies, digital banking, and offshore jurisdictions
• Analysis of major regulatory enforcement cases to extract lessons for internal policy strengthening
• Strengthening skills in sanctions compliance, PEP screening, and customer risk scoring